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Decide-in needed. Account needs to have initial eligible direct deposits, needs to be in great standing and also have an activated chip-enabled debit card to choose-in. Ongoing qualified direct deposits and other criteria apply to keep up eligibility for overdraft safety. Only debit card invest in transactions are suitable for overdraft security and overdrafts are compensated at our discretion. We reserve the ideal not to pay overdrafts. For instance, we may not fork out overdrafts if the account isn't in great standing, or isn't receiving ongoing suitable immediate deposits, or has too many overdrafts.
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